![]() The original version appeared in the October 2002 edition of the Oklahoma Bankers Association Compliance Informer.įirst published on BankersOnline. The Office of Fair Housing and Equal Opportunity enforces federal laws and establishes policies to ensure that all Americans have equal access to the housing of their choice. In oral advertisements, you can satisfy the requirement by including a statement, in the spoken text of the advertisement, that the bank is an "Equal Housing Lender" or an "Equal Opportunity Lender." They are a low-cost, reliable solution for. They come into play when a bank, directly or through third parties, engages in any form of advertising of any loan for the purpose of: purchasing, constructing, improving, repairing, or. CP Richards Equal Housing Opportunity sign comply with the usage standards for HUDs readily recognizable logo. Specifically, in written and visual advertisements, you can satisfy the requirement by including a copy of the Equal Housing Lender logotype OR the Equal Housing Opportunity logotype, along with the words "Equal Housing Lender" or "Equal Housing Opportunity." The Equal Housing advertising requirements are covered under Section 338.3 of the FDIC rules for state-chartered nonmember banks. The ads must, in a manner appropriate to the advertising medium and format utilized, indicate that the bank makes such loans without regard to race, color, religion, national origin, sex, handicap, or familial status. The Civil Rights Act of 1866 prohibits all racial discrimination in the sale or rental of property. ![]() ![]() They come into play when a bank, directly or through third parties, engages in any form of advertising of any loan for the purpose of:Ī dwelling or any loan secured by a dwelling. Equal Housing Opportunity Civil Rights Act of 1866. You need to use "Equal Housing Lending" or "Equal Housing Opportunity." The Equal Housing advertising requirements are covered under Section 338.3 of the FDIC rules for state-chartered nonmember banks.
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